Kotova Pay
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Kotova Pay is a planned product. It is in development, its launch is planned for 2027, and it cannot be used today. The year is a target, not a committed date.
What it is meant to do
Section titled “What it is meant to do”Kotova Pay is intended to let you settle everyday SEPA invoices in the EU using crypto. It is built for EU payment rails and would be delivered together with payment partners, which is a large part of why it carries no committed date. That describes an intended design, not shipped behaviour, and it can change before launch.
What exists today
Section titled “What exists today”Nothing you can use. There is no way to submit an invoice, no onboarding, and no live payment flow. The Pay page in the app is a placeholder that shows an “under construction” notice.
See Product status and roadmap for what is live and what is not.